Your Family Insurance Agency Since 1997


No matter what type of auto insurance you need, we have coverage for you. We offer some of the lowest rates around.  Great rates are available for all ages!  We offer quality service with old fashion customer service.  

  • DUI - No Problem

  • SR22 

  • Non Owner

  • Teen Driver

  • Uber Insurance

  • Lyft Insurance

  • Rideshare Insurance

  • Elderly Drivers

  • Quick Quotes

  • Instant Coverage 

Many Discounts Available

  • Multiple car 

  • Teen Driver

  • Low Mileage 

  • Auto - Home 

  • Auto - Renters 

  • Safe Driving

  • Accident Free



Having the proper home insurance important.  Our agency can insure you no matter if you live in an older home, condo, town home, mobile home, or even if you are a renter.  We specialize in insurance for vacant homes and landlords. 

  • New Homes

  • Older Homes

  • Town Homes

  • Condo

  • Manufactured Homes

  • Vacant Dwellings

  • Seasonal Homes

  • Builders Risk


Discounts Available

  • Auto - Home 

  • Auto - Renters

  • New Home

  • Safety Devices

  • Alarm System

  • Non - Smoker

  • Claims Free



Everyone needs life insurance protection. 

Life insurance is to provide protection for your loved ones after you pass away.

It can help with funeral expenses, children education, or to help

with the daily expenses. 

We offer the following

types of life insurance.


  • Whole Life

  • Term Life

  • Children Life

  • Burial Final Expense

  • Key Person 

  • Mortgage Protection


Contact us to discuss your individual needs. 

  • Insurance coverage can start immediately.

  • Policies can be conveniently issued via email or fax.

  • There is no need to come into our office, however you are always welcome to stop by.

Fill out this form

4100 Executive Park Drive 

Suite 220

Sharonville, Ohio 45241


Phone: 513-452-3699   



Monday - Friday 

9:00AM - 5:00PM



9:00 am to 12:00 pm


Evenings by Appointment

For your protection, please do not include sensitive, personal information such as social security number, credit/debit card, or banking information. 

Insurance coverage can't be bound or changed via this website, email, or voicemail. To make any changes or to get coverage started you must contact a licensed agent at our office. 

Tim Rutherford, Agent


Insurance discounts are subject to underwriting rules for the relevant state and guidelines of the insurance company in which your policy is issued. 

Welcome to


Rutherford Insurance Agency has been in business since 1997.  Tim Rutherford is the President of the agency.  The agency is licensed to sell insurance in Ohio & Kentucky.  Our office is conveniently located in Sharonville, Ohio, in the Executive Park Drive Office Complex.  The agency represents many quality insurance companies that are rated by AM Best as grade (A) or higher.  By shopping several insurance companies, we are able to provide our client with a quality insurance company, that has an affordable rate that meets their insurance needs.  Our agency would love an opportunity to earn your business and trust.  Complete the quote request form, or call our office, we look forward to speaking with you and helping you find affordable insurance coverage.

Since 1997, Tim has helped his clients understand how their insurance plan should help them protect their assets.  He works with clients to find the best insurance coverage that fits their needs, and budget.  Tim has been married to his wife Beth for 29 years, they have 4 children, 5 grandchildren, and 3 spoiled dogs.  He loves to spend time with his family.  Tim attends Crossroads Church, is a member of The Montgomery Masonic Lodge #94, and a few weeks each month he teaches Driver Education classes in the evenings to teens on the West Side of Cincinnati.  When he is not working, Tim enjoys camping, playing golf, classic autos, and being outdoors.


I am so glad I was referred to Rutherford Insurance Agency.  I was with an agency for many years and did not feel I got the respect I deserved.

Tim Rutherford took plenty of time to answer all of my questions and concerns. I also saved money by switching and I am glad I did. 


Morgan W.

We wish we had learned about the agency a long time ago.  Since they have multiple companies they shopped for us the best rate possible.  I have finally found an agency that truly cares. Thank you for saving us money on our auto and home while providing better coverage! 

David & Amy J.

Tim makes obtaining church insurance so easy. 

I wish we would have found the agency many years 

ago.  Not only did the church save money, but Tim 

also made some recommendations that will help to

keep the church safe and potentially save us from 

a tragic event occurring.  He also took the time to

review all of our maintenance and safety protocol. 

Once we signed the new policy, we were given a 3 ring binder full of forms and great material to help 

us run a successful ministry safely.  Thank you Tim for helping us! God bless you and your business.


Pastor Smith

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